<?xml version='1.0' encoding='utf-8'?>
<section article="gin" article_name="Insurance" number="12-105" title_number="12" title_name="Policy Forms and Provisions" subtitle_number="1" subtitle_name="General Provisions">
  <text>Without limitation of any right or defense of an insurer, the following acts by or on behalf of an insurer are not considered to be a waiver of a provision of a policy or of a defense of the insurer under the policy:</text>
  <level label="1">
    <text>acknowledging the receipt of notice of loss or claim under the policy;</text>
  </level>
  <level label="2">
    <text>furnishing a form for:</text>
    <level label="i">
      <text>reporting a loss or claim;</text>
    </level>
    <level label="ii">
      <text>giving information relating to a loss or claim; or</text>
    </level>
    <level label="iii">
      <text>making proof of a loss;</text>
    </level>
  </level>
  <level label="3">
    <text>receiving or acknowledging receipt of a form or proof listed in item (2) of this section, completed or uncompleted;</text>
  </level>
  <level label="4">
    <text>investigating a loss or claim under a policy; or</text>
  </level>
  <level label="5">
    <text>engaging in negotiations toward settlement of a loss or claim.</text>
  </level>
</section>
