# Insurance (GIN)

## Title 12. Policy Forms and Provisions

### Subtitle 2. Life and Health Insurance and Annuities

#### Section 12-204

(a) The Commissioner may hold hearings to determine if accident, disability, and health insurance policies meet the requirements of Sec. 12-205 of this subtitle, so that fraud and the issuance of insurance policies economically unsound to insureds may be prevented and to ensure that a minimum amount of benefits or coverage is made available to the policy or certificate holders.

(b) After evaluating the results of a hearing, the Commissioner shall, in compliance with Sec. 12-205 of this subtitle, adopt reasonable regulations establishing minimum benefits or coverages necessary to meet the needs of insureds.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)