§ 12–209
Statutes in effect as of October 1, 2026.
Md. Code Ann., Ins. § 12-209 (2026)
Title 12. Policy Forms and Provisions
Subtitle 2. Life and Health Insurance and Annuities
§ 12–209LinkCopy Citation
A life insurance or health insurance policy or annuity contract may not be delivered or issued for delivery in the State if the policy or contract:
(1)
states that the policy or contract is to be construed according to the laws of another state or country;
(2)
states that the rights and obligations of the insured or of a person with a claim under the policy or contract are to be governed by laws other than the laws of this State;
(3)
provides a period shorter than 3 years within which an action may be brought on the policy or contract;
(4)
deprives the courts of the State of the jurisdiction of any action against the insurer;
(5)
provides that the insurance producer who solicits the insurance or annuity is the agent of the insured; or
(6)
makes the acts or representations of the insurance producer who solicits the insurance or annuity binding on the insured.