# Insurance (GIN)

## Title 12. Policy Forms and Provisions

### Subtitle 2. Life and Health Insurance and Annuities

#### Section 12-210

(a) On advance written notice to an insurer, the Commissioner may extend by a maximum of 60 days the grace period for making premium payments on life insurance, accident, and health insurance policies if:

  (1) an emergency situation exists that would delay or prevent the prompt and orderly payment of the premiums due by all or a substantial number of the insureds of the insurer; and

  (2) the emergency is not the fault of the insureds.

(b) For purposes of this section, an emergency situation includes a fire, earthquake, flood, postal strike, insurance producer strike, or other situation that is not under the control of insureds.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)