# Insurance (GIN)

## Title 12. Policy Forms and Provisions

### Subtitle 3. Property and Motor Vehicle Liability Insurance

#### Section 12-302

(a) A guardian of a minor may insure for the minor property that the minor owns.

(b) A property insurance contract issued to a guardian under subsection (a) of this section has the same effect as if the minor were an adult and had made the property insurance contract.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)