§ 12–305
Statutes in effect as of October 1, 2026.
Md. Code Ann., Ins. § 12-305 (2026)
Title 12. Policy Forms and Provisions
Subtitle 3. Property and Motor Vehicle Liability Insurance
§ 12–305LinkCopy Citation
(a)
A claim for damage to property resulting from a motor vehicle accident may not be denied or payment of the claim delayed because the claimant, or another person, has a claim pending for bodily injury that may have arisen from the same or another accident.
(b)
The amount payable for a claim for damage to property is due and owing immediately and shall be paid promptly by an insurer or by a self-insurer that is approved under § 17-103(a) of the Transportation Article if:
(1)
the insurer or self-insurer has provided the coverage for the liable party; and
(2)
there is no significant dispute about:
(i)
the liability for the payment of the full property damages; or
(ii)
the monetary amount of those damages, including:
(1)
if claimed, an amount for the loss of the use of the motor vehicle; and
(2)
the cost of obtaining an estimate of repairs.