# Insurance (GIN)

## Title 13. Credit Life, Health, and Involuntary Unemployment Benefit Insurance

### Subtitle 1

#### Section 13-105

Credit life insurance, credit health insurance, and credit involuntary unemployment benefit insurance shall be issued only in the following forms:

(1) an individual policy of life insurance issued to a debtor on a term plan;

(2) an individual policy of health insurance issued to a debtor on a term plan;

(3) a disability benefit provision in an individual policy of credit life insurance;

(4) an individual policy of involuntary unemployment benefit insurance issued to a debtor on a term plan;

(5) a group policy of life insurance issued to a creditor that provides insurance on the lives of debtors on the term plan;

(6) a group policy of health insurance issued to a creditor on a term plan that insures debtors;

(7) a disability benefit provision in a group policy of credit life insurance; or

(8) a group policy of involuntary unemployment benefit insurance issued to a creditor on a term plan that insures debtors.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)