This title does not apply to: a policy of liability or workers’ compensation and employer’s liability insurance; a group or blanket policy, except as otherwise provided in this title; reinsurance; or a life insurance, endowment, or annuity contract, or contract supplemental to a life insurance, endowment, or annuity contract that contains only those provisions relating to health insurance that: provide additional benefits in case of dismemberment, loss of sight, or death by accident or accidental means; provide additional benefits for long-term home health care and long-term care in a nursing home or other related institution; or operate to safeguard the contract or supplemental contract against lapse or to provide a special surrender value, special benefit, or annuity in the event that the insured or annuitant becomes totally and permanently disabled, as defined by the contract or supplemental contract.