# Insurance (GIN)

## Title 15. Health Insurance

### Subtitle 10A. Complaint Process for Adverse Decisions or Grievances

#### Section 15-10A-01.1

This subtitle applies to a health benefit plan that:

(1) is delivered or issued in the State; or

(2) covers individuals who reside or work in the State if the health benefit plan is delivered or issued in a state that the Commissioner determines does not have an external complaint process for adverse decisions or grievances comparable to the complaint process established in this subtitle.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)