<?xml version='1.0' encoding='utf-8'?>
<section article="gin" article_name="Insurance" number="15-10A-10" title_number="15" title_name="Health Insurance" subtitle_number="10A" subtitle_name="Complaint Process for Adverse Decisions or Grievances">
  <text>A carrier shall provide the notices required to be provided to members under this subtitle in a culturally and linguistically appropriate manner as described in the Affordable Care Act.</text>
</section>
