<?xml version='1.0' encoding='utf-8'?>
<section article="gin" article_name="Insurance" number="15-10B-02" title_number="15" title_name="Health Insurance" subtitle_number="10B" subtitle_name="Private Review Agents">
  <text>The purpose of this subtitle is to:</text>
  <level label="1">
    <text>promote the delivery of quality health care in a cost effective manner that ensures timely access to health care services;</text>
  </level>
  <level label="2">
    <text>foster greater coordination, communication, and transparency between payors, patients, and providers conducting utilization review activities;</text>
  </level>
  <level label="3">
    <text>protect patients, business, and providers by ensuring that private review agents are qualified to perform utilization review activities and to make informed decisions on the appropriateness of medical care; and</text>
  </level>
  <level label="4">
    <text>ensure that private review agents maintain the confidentiality of medical records in accordance with applicable State and federal laws.</text>
  </level>
</section>
