# Insurance (GIN)

## Title 15. Health Insurance

### Subtitle 12. Maryland Health Insurance Reform Act

#### Section 15-1211

(a) To sell health benefit plans to small employers in the State, a carrier shall file its proposed health benefit plans with the Commissioner on or before the date designated by the Commissioner.

(b) Unless the Commissioner previously has disapproved a health benefit plan, it is deemed approved 60 days after filing with the Commissioner.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)