# Insurance (GIN)

## Title 15. Health Insurance

### Subtitle 1. General Provisions

#### Section 15-122.1

(a)

  (1) In this section the following words have the meanings indicated.

  (2) "Advance directive" has the meaning stated in Sec. 5-601 of the Health - General Article.

  (3)

    (i) "Carrier" means:

      (1) an insurer;

      (2) a nonprofit health service plan;

      (3) a health maintenance organization; and

      (4) any other person that provides health benefit plans subject to regulation by the State.

    (ii) "Carrier" does not include a managed care organization.

(b) A carrier shall provide the advance directive information sheet developed under Sec. 5-615 of the Health - General Article:

  (1) to all members or enrollees in initial enrollment materials distributed after initial purchase and upon renewal and in the carrier's member publications;

  (2) if the carrier maintains a website, on the carrier's website; and

  (3) at the request of a member.

(c) If a carrier maintains a website, after the tab on the State-designated health information exchange website required under Sec. 19-145(b)(2)(iv) of the Health - General Article is developed, the carrier shall provide a link to the webpage that is accessed through the tab.

(d) This section may not be construed to require a carrier to:

  (1) assist a member or enrollee in drafting an electronic advance care planning document;

  (2) store electronic advance care planning documents; or

  (3) access advance care planning documents.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)