# Insurance (GIN)

## Title 15. Health Insurance

### Subtitle 13. Maryland Health Insurance Portability and Accountability Act -- Individual Market Reforms

#### Section 15-1302

(a) This subtitle applies to all carriers that offer health benefit plans to individuals in the State.

(b) This subtitle does not apply to a carrier that offers only conversion policies as required by law.

(c) This subtitle does not apply to a carrier that offers health insurance coverage only in connection with group health plans.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)