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<section article="gin" article_name="Insurance" number="15-1406.1" title_number="15" title_name="Health Insurance" subtitle_number="14" subtitle_name="Maryland Health Insurance Portability and Accountability Act -- Large Group Market Reforms">
  <level label="a">
    <text>In this section, “eligible employee” means:</text>
    <level label="1">
      <text>a participant under the group health benefit plan; or</text>
    </level>
    <level label="2">
      <text>an individual who:</text>
      <level label="i">
        <text>has met any waiting period applicable to becoming a participant under the group health benefit plan;</text>
      </level>
      <level label="ii">
        <text>is eligible to be enrolled under the plan; and</text>
      </level>
      <level label="iii">
        <text>is not a participant in the group health benefit plan because of failure to enroll during a previous enrollment period.</text>
      </level>
    </level>
  </level>
  <level label="b">
    <text>This section applies if a group health benefit plan makes coverage available to dependents of an eligible employee.</text>
  </level>
  <level label="c">
    <text>A group health benefit plan subject to this section shall provide a special enrollment period during which the following individuals may be enrolled under the group health benefit plan:</text>
    <level label="1">
      <text>an individual who becomes a dependent of an eligible employee through marriage, birth, adoption, or placement for adoption;</text>
    </level>
    <level label="2">
      <text>an eligible employee who acquires a new dependent through marriage, birth, adoption, or placement for adoption; and</text>
    </level>
    <level label="3">
      <text>the spouse of an eligible employee at the birth or adoption of a child, provided the spouse is otherwise eligible for coverage.</text>
    </level>
  </level>
  <level label="d">
    <text>An eligible employee may not enroll a dependent during a special enrollment period unless the eligible employee:</text>
    <level label="1">
      <text>is enrolled under the health benefit plan; or</text>
    </level>
    <level label="2">
      <text>applies for coverage for the eligible employee during the same special enrollment period.</text>
    </level>
  </level>
  <level label="e">
    <text>The special enrollment period under subsection (c) of this section shall be a period of not less than 31 days and shall begin on the later of:</text>
    <level label="1">
      <text>the date dependent coverage is made available; or</text>
    </level>
    <level label="2">
      <text>the date of the marriage, birth, adoption, or placement for adoption, whichever is applicable.</text>
    </level>
  </level>
  <level label="f">
    <text>If an eligible employee enrolls any of the individuals described in subsection (c) of this section during the first 31 days of the special enrollment period, the coverage shall become effective as follows:</text>
    <level label="1">
      <text>in the case of marriage, not later than the first day of the first month beginning after the date the completed request for enrollment is received;</text>
    </level>
    <level label="2">
      <text>in the case of a dependent’s birth, as of the date of the dependent’s birth; and</text>
    </level>
    <level label="3">
      <text>in the case of a dependent’s adoption or placement for adoption, the date of adoption or placement for adoption, whichever occurs first.</text>
    </level>
  </level>
</section>
