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<subtitle article="gin" title_number="15" subtitle_number="17" title_name="Health Insurance" subtitle_name="Regulation of Physician Rating Systems">
  <section article="gin" article_name="Insurance" number="15-1701" title_number="15" title_name="Health Insurance" subtitle_number="17" subtitle_name="Regulation of Physician Rating Systems">
    <level label="a">
      <text>In this subtitle the following words have the meanings indicated.</text>
    </level>
    <level label="b">
      <text>“Carrier” has the meaning stated in § 15–1301 of this title.</text>
    </level>
    <level label="c">
      <text>“Enrollee” means an individual entitled to health care benefits from a carrier.</text>
    </level>
    <level label="d">
      <text>“Physician rating system” means any program that:</text>
      <level label="1">
        <text>measures, rates, or tiers the performance of physicians under contract with the carrier; and</text>
      </level>
      <level label="2">
        <text>discloses the measures, rates, or tiers to enrollees or the public.</text>
      </level>
    </level>
    <level label="e">
      <text>“Ratings examiner” means an independent entity that is approved by the Maryland Health Care Commission to review physician rating systems.</text>
    </level>
  </section>
  <section article="gin" article_name="Insurance" number="15-1702" title_number="15" title_name="Health Insurance" subtitle_number="17" subtitle_name="Regulation of Physician Rating Systems">
    <level label="a">
      <text>A carrier may not use a physician rating system unless the physician rating system is approved by a ratings examiner.</text>
    </level>
    <level label="b">
      <text>A carrier shall contract with and pay for a ratings examiner to review any physician rating system of the carrier.</text>
    </level>
    <level label="c">
      <text>A physician rating system of a carrier is deemed to meet the requirements of this section if the physician rating system:</text>
      <level label="1">
        <text>is approved by a ratings examiner as of January 1, 2010; and</text>
      </level>
      <level label="2">
        <text>notwithstanding any revisions to the physician rating system, maintains its approval by the ratings examiner.</text>
      </level>
    </level>
  </section>
  <section article="gin" article_name="Insurance" number="15-1703" title_number="15" title_name="Health Insurance" subtitle_number="17" subtitle_name="Regulation of Physician Rating Systems">
    <level label="a">
      <text>A carrier that uses a physician rating system shall:</text>
      <level label="1">
        <text>establish an appeals process for physicians to use to contest their rating; and</text>
      </level>
      <level label="2">
        <text>at least 45 days before making available to enrollees any new or revised quality of performance or  cost–efficiency evaluations or any new or revised inclusions or exclusions from a physician rating system, provide each physician included in the physician rating system with:</text>
        <level label="i">
          <text>a notice of the proposed change;</text>
        </level>
        <level label="ii">
          <text>an explanation of the data used to assess the physician and how the physician may access the data;</text>
        </level>
        <level label="iii">
          <text>the methodology and measures used to assess the physician;</text>
        </level>
        <level label="iv">
          <text>an explanation of the right to contest the rating of the physician through the appeals process of the carrier; and</text>
        </level>
        <level label="v">
          <text>instructions on how to file a timely appeal with the carrier.</text>
        </level>
      </level>
    </level>
    <level label="b">
      <text>If a physician files a timely appeal, as defined by the carrier, regarding the rating of the physician under a physician rating system, the carrier may not disclose the rating of the physician or make a change in the quality of performance or  cost–efficiency ratings of the physician until the carrier completes its investigation and renders a decision on the appeal.</text>
    </level>
    <level label="c">
      <text>A carrier shall post the following information prominently on the section of the carrier’s Web site that discloses the rating of a physician to enrollees or to the public:</text>
      <level label="1">
        <text>where an enrollee can find the physician performance ratings of the carrier;</text>
      </level>
      <level label="2">
        <text>a disclosure that physician performance ratings are only a guide to choosing a physician because the ratings have a risk of error and should not be the sole basis for selecting a physician;</text>
      </level>
      <level label="3">
        <text>an explanation of the physician rating system, including the basis on which physician performance is measured and the basis for determining that a physician is not currently rated due to insufficient data or a pending appeal;</text>
      </level>
      <level label="4">
        <text>any limitations of the data that the carrier uses to measure physician performance;</text>
      </level>
      <level label="5">
        <text>the factors and criteria used in the carrier’s physician rating system, including quality of performance measures and cost efficiency measures; and</text>
      </level>
      <level label="6">
        <text>how a physician may appeal a physician rating.</text>
      </level>
    </level>
  </section>
  <section article="gin" article_name="Insurance" number="15-1704" title_number="15" title_name="Health Insurance" subtitle_number="17" subtitle_name="Regulation of Physician Rating Systems">
    <level label="a">
      <text>A carrier shall notify the Commissioner of the results of any final review conducted by a ratings examiner of a physician rating system of the carrier within 45 calendar days after receipt of the results by the carrier.</text>
    </level>
    <level label="b">
      <text>If the review conducted by a ratings examiner of a physician rating system of a carrier indicates that the physician rating system does not comply with the requirements of Title 19, Subtitle 1, Part V of the Health – General Article, the Commissioner may order the carrier to:</text>
      <level label="1">
        <text>correct the deficiency; or</text>
      </level>
      <level label="2">
        <text>cease the use of the physician rating system.</text>
      </level>
    </level>
    <level label="c">
      <text>A carrier using a physician rating system shall report annually to the Commissioner:</text>
      <level label="1">
        <text>the number of appeals filed by physicians under this subtitle; and</text>
      </level>
      <level label="2">
        <text>the outcome of the appeals.</text>
      </level>
    </level>
  </section>
</subtitle>