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<section article="gin" article_name="Insurance" number="15-1A-02" title_number="15" title_name="Health Insurance" subtitle_number="1A" subtitle_name="Consumer Protections">
  <level label="a">
    <text>The Commissioner may enforce:</text>
    <level label="1">
      <text>the provisions of this subtitle; and</text>
    </level>
    <level label="2">
      <text>notwithstanding any other provisions of law, the following provisions of Title 1, Subtitles A, C, and D of the Affordable Care Act as they apply to individual health insurance coverage and health insurance coverage offered in the small group and large group markets as those terms are defined in the federal Public Health Service Act, issued or delivered in the State by an authorized insurer, nonprofit health service plan, or health maintenance organization:</text>
      <level label="i">
        <text>coverage of children up to the age of 26 years;</text>
      </level>
      <level label="ii">
        <text>preexisting condition exclusions;</text>
      </level>
      <level label="iii">
        <text>policy rescissions;</text>
      </level>
      <level label="iv">
        <text>bona fide wellness programs;</text>
      </level>
      <level label="v">
        <text>lifetime limits;</text>
      </level>
      <level label="vi">
        <text>annual limits for essential benefits;</text>
      </level>
      <level label="vii">
        <text>waiting periods;</text>
      </level>
      <level label="viii">
        <text>designation of primary care providers;</text>
      </level>
      <level label="ix">
        <text>access to obstetrical and gynecological services;</text>
      </level>
      <level label="x">
        <text>emergency services;</text>
      </level>
      <level label="xi">
        <text>summary of benefits and coverage explanation;</text>
      </level>
      <level label="xii">
        <text>minimum loss ratio requirements and premium rebates;</text>
      </level>
      <level label="xiii">
        <text>disclosure of information;</text>
      </level>
      <level label="xiv">
        <text>annual limitations on cost–sharing;</text>
      </level>
      <level label="xv">
        <text>child–only plan offerings in the individual market;</text>
      </level>
      <level label="xvi">
        <text>minimum benefit requirements for catastrophic plans;</text>
      </level>
      <level label="xvii">
        <text>health insurance premium rates;</text>
      </level>
      <level label="xviii">
        <text>coverage for individuals participating in approved clinical trials;</text>
      </level>
      <level label="xix">
        <text>contract requirements for stand–alone dental plans sold on the Maryland Health Benefit Exchange;</text>
      </level>
      <level label="xx">
        <text>guaranteed availability of coverage;</text>
      </level>
      <level label="xxi">
        <text>prescription drug benefit requirements; and</text>
      </level>
      <level label="xxii">
        <text>preventive and wellness services and chronic disease management.</text>
      </level>
    </level>
  </level>
  <level label="b">
    <text>The Commissioner may enforce the provisions identified under subsection (a) of this section under any applicable powers granted to the Commissioner under this article.</text>
  </level>
</section>
