# Insurance (GIN)

## Title 15. Health Insurance

### Subtitle 1A. Consumer Protections

#### Section 15-1A-12

A carrier offering a group plan, including a grandfathered plan, may not apply a waiting period of more than 90 days that must pass before coverage becomes effective for an individual who is otherwise eligible for the group plan.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)