§ 15–1A-21
Statutes in effect as of October 1, 2026.
Md. Code Ann., Ins. § 15-1A-21 (2026)
Title 15. Health Insurance
Subtitle 1A. Consumer Protections
§ 15–1A-21LinkCopy Citation
(a)
This section applies to all grandfathered plans and to every health benefit plan that is not a grandfathered plan.
(b)
(1)
Subject to § 15–1106 of this title, a carrier may not rescind the coverage under a health benefit plan unless:
(i)
the insured individual performs an act, a practice, or an omission that constitutes fraud or makes a misrepresentation of material fact as prohibited by the health benefit plan; and
(ii)
except as provided in paragraph (2) of this subsection, the carrier complies with 45 C.F.R. § 147.128.
(2)
If the Commissioner adopts regulations as described in subsection (c) of this section, a carrier that rescinds the coverage under a health benefit plan in accordance with subsection (b) of this section shall comply with the adopted regulations.
(c)
To the extent necessary, the Commissioner shall adopt regulations that:
(1)
establish requirements that a carrier shall comply with to rescind coverage under subsection (b) of this section; and
(2)
are consistent with 45 C.F.R. § 147.128 and any federal rules and guidance as those provisions were in effect December 31, 2024.