§ 15–404
Statutes in effect as of October 1, 2026.
Md. Code Ann., Ins. § 15-404 (2026)
Title 15. Health Insurance
Subtitle 4. Eligibility for Coverage; Continuation and Conversion of Policies
§ 15–404LinkCopy Citation
(a)
This section applies to:
(1)
each group or blanket health insurance policy that is issued or delivered in the State and provides coverage on an expense-incurred basis; and
(2)
each group medical or major medical contract or certificate that is issued or delivered in the State by a nonprofit health service plan.
(b)
Each policy, contract, or certificate subject to this section shall provide a benefit that allows the addition of a certificate holder’s or subscriber’s dependent children to the certificate holder’s or subscriber’s policy or contract at any time and without evidence of insurability if:
(1)
the dependent children previously were covered under the policy or contract of the certificate holder’s or subscriber’s spouse; and
(2)
the certificate holder’s or subscriber’s spouse has died.
(c)
This section applies regardless of whether a certificate holder’s or subscriber’s dependent children are eligible for any continuation or conversion privileges under the policy or contract of the certificate holder’s or subscriber’s spouse.
(d)
Within 6 months after the death of the spouse, the certificate holder or subscriber must exercise the benefit provided under this section.