This section applies to each group or blanket health insurance policy that: is issued or delivered in the State; is issued or delivered to an entity that is incorporated or has a main office in the State; or covers individuals who reside or work in the State. Each insurer that proposes to issue a policy subject to this section that provides benefits for temporary disability shall offer the policyholder the option of providing benefits for temporary disability caused or contributed to by pregnancy or childbirth. The benefits under this section shall be provided to the same extent and on the same terms as the benefits provided for any other covered disability.