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<section article="gin" article_name="Insurance" number="15-814.1" title_number="15" title_name="Health Insurance" subtitle_number="8" subtitle_name="Required Health Insurance Benefits">
  <level label="a">
    <level label="1">
      <text>In this section the following words have the meanings indicated.</text>
    </level>
    <level label="2">
      <level label="i">
        <text>“Diagnostic breast examination” means a medically necessary and appropriate examination of the breast that is used to evaluate an abnormality that is:</text>
        <level label="1">
          <text>seen or suspected from a prior screening examination for breast cancer; or</text>
        </level>
        <level label="2">
          <text>detected by another means of prior examination.</text>
        </level>
      </level>
      <level label="ii">
        <text>“Diagnostic breast examination” includes an examination using diagnostic mammography, breast magnetic resonance imaging, or breast ultrasound.</text>
      </level>
    </level>
    <level label="3">
      <level label="i">
        <text>“Supplemental breast examination” means a medically necessary examination of the breast that is used to screen for breast cancer when:</text>
        <level label="1">
          <text>there is no abnormality seen or suspected from a prior examination; and</text>
        </level>
        <level label="2">
          <text>there is a personal or family medical history or additional factors that may increase an individual’s risk of breast cancer.</text>
        </level>
      </level>
      <level label="ii">
        <text>“Supplemental breast examination” includes an examination using breast magnetic resonance imaging, breast ultrasound, or image–guided breast biopsy.</text>
      </level>
    </level>
  </level>
  <level label="b">
    <text>This section applies to:</text>
    <level label="1">
      <text>insurers and nonprofit health service plans that provide coverage for diagnostic breast examinations or supplemental breast examinations under individual, group, or blanket health insurance policies or contracts that are issued or delivered in the State; and</text>
    </level>
    <level label="2">
      <text>health maintenance organizations that provide coverage for diagnostic breast examinations or supplemental breast examinations under individual or group contracts that are issued or delivered in the State.</text>
    </level>
  </level>
  <level label="c">
    <level label="1">
      <text>Except as provided in paragraph (2) of this subsection, an entity subject to this section may not impose a copayment, coinsurance, or deductible requirement on coverage for diagnostic breast examinations or supplemental breast examinations.</text>
    </level>
    <level label="2">
      <text>If an insured or enrollee is covered under a high–deductible health plan, as defined in 26 U.S.C. § 223, an entity subject to this section may subject diagnostic breast examinations or supplemental breast examinations to the deductible requirement of the high–deductible health plan.</text>
    </level>
  </level>
</section>
