# Insurance (GIN)

## Title 15. Health Insurance

### Subtitle 8. Required Health Insurance Benefits

#### Section 15-815

(a)

  (1) In this section the following words have the meanings indicated.

  (2) "Mastectomy" means the surgical removal of all or part of a breast.

  (3)

    (i) "Reconstructive breast surgery" means surgery performed as a result of a mastectomy to reestablish symmetry between the two breasts.

    (ii) "Reconstructive breast surgery" includes augmentation mammoplasty, reduction mammoplasty, and mastopexy.

(b) This section applies to contracts issued by:

  (1) insurers and nonprofit health service plans that provide medical and surgical benefits to individuals or groups on an expense-incurred basis under health insurance contracts that are issued or delivered in the State; and

  (2) health maintenance organizations that provide medical and surgical benefits to individuals or groups under contracts that are issued or delivered in the State.

(c) A contract subject to this section shall provide coverage for:

  (1) reconstructive breast surgery, including coverage for all stages of reconstructive breast surgery performed on a nondiseased breast to establish symmetry with the diseased breast when reconstructive breast surgery is performed on the diseased breast; and

  (2) physical complications of all stages of mastectomy, including lymphedemas, in a manner determined in consultation with the attending physician and the patient.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)