<?xml version='1.0' encoding='utf-8'?>
<section article="gin" article_name="Insurance" number="15-826.3" title_number="15" title_name="Health Insurance" subtitle_number="8" subtitle_name="Required Health Insurance Benefits">
  <level label="a">
    <text>In this section, “fertility awareness–based methods” means methods of identifying times of fertility and infertility by an individual to avoid pregnancy, including:</text>
    <level label="1">
      <text>cervical mucus methods;</text>
    </level>
    <level label="2">
      <text>sympto–thermal or sympto–hormonal methods;</text>
    </level>
    <level label="3">
      <text>the standard days method; and</text>
    </level>
    <level label="4">
      <text>the lactational amenorrhea method.</text>
    </level>
  </level>
  <level label="b">
    <text>This section applies to:</text>
    <level label="1">
      <text>insurers and nonprofit health service plans that provide hospital, medical, or surgical benefits to individuals or groups on an expense–incurred basis under health insurance policies or contracts that are issued or delivered in the State; and</text>
    </level>
    <level label="2">
      <text>health maintenance organizations that provide hospital, medical, or surgical benefits to individuals or groups under contracts that are issued or delivered in the State.</text>
    </level>
  </level>
  <level label="c">
    <text>An entity subject to this section shall provide coverage for instruction by a licensed health care provider on fertility awareness–based methods.</text>
  </level>
  <level label="d">
    <text>Except with respect to a health benefit plan that is a grandfathered health plan, as defined in § 1251 of the Affordable Care Act, an entity subject to this section may not apply a copayment, coinsurance requirement, or deductible to the coverage required under this section.</text>
  </level>
</section>
