<?xml version='1.0' encoding='utf-8'?>
<section article="gin" article_name="Insurance" number="15-826" title_number="15" title_name="Health Insurance" subtitle_number="8" subtitle_name="Required Health Insurance Benefits">
  <level label="a">
    <text>This section applies to:</text>
    <level label="1">
      <text>insurers and nonprofit health service plans that provide coverage for prescription drugs under health insurance policies or contracts that are issued or delivered in the State; and</text>
    </level>
    <level label="2">
      <text>health maintenance organizations that provide coverage for prescription drugs under contracts that are issued or delivered in the State.</text>
    </level>
  </level>
  <level label="b">
    <text>An entity subject to this section:</text>
    <level label="1">
      <text>shall provide coverage for any contraceptive drug or device that is approved by the United States Food and Drug Administration for use as a contraceptive and that is obtained under a prescription written by an authorized prescriber as defined in § 12-101 of the Health Occupations Article;</text>
    </level>
    <level label="2">
      <text>shall provide coverage for the insertion or removal, and any medically necessary examination associated with the use, of such contraceptive drug or device; and</text>
    </level>
    <level label="3">
      <text>may not impose a different copayment or coinsurance for a contraceptive drug or device than is imposed for any other prescription.</text>
    </level>
  </level>
  <level label="c">
    <level label="1">
      <text>A religious organization may request and an entity subject to this section shall grant the request for an exclusion from coverage under the policy, plan, or contract for the coverage required under subsection (b) of this section if the required coverage conflicts with the religious organization’s bona fide religious beliefs and practices.</text>
    </level>
    <level label="2">
      <text>A religious organization that obtains an exclusion under paragraph (1) of this subsection shall provide its employees reasonable and timely notice of the exclusion.</text>
    </level>
  </level>
</section>
