<?xml version='1.0' encoding='utf-8'?>
<section article="gin" article_name="Insurance" number="15-841" title_number="15" title_name="Health Insurance" subtitle_number="8" subtitle_name="Required Health Insurance Benefits">
  <level label="a">
    <level label="1">
      <text>In this section the following words have the meanings indicated.</text>
    </level>
    <level label="2">
      <text>“Authorized prescriber” has the meaning stated in § 12-101 of the Health Occupations Article.</text>
    </level>
    <level label="3">
      <level label="i">
        <text>“Nicotine replacement therapy” means a product that:</text>
        <level label="1">
          <text>is used to deliver nicotine to an individual attempting to cease the use of tobacco products; and</text>
        </level>
        <level label="2">
          <text>is obtained under a prescription written by an authorized prescriber.</text>
        </level>
      </level>
      <level label="ii">
        <text>“Nicotine replacement therapy” does not include any over-the-counter product that may be obtained without a prescription.</text>
      </level>
    </level>
    <level label="4">
      <text>“Tobacco product” has the meaning stated in § 10-101 of the Criminal Law Article.</text>
    </level>
  </level>
  <level label="b">
    <level label="1">
      <text>This subsection applies to:</text>
      <level label="i">
        <text>insurers and nonprofit health service plans that provide coverage for prescription drugs to individuals or groups under health insurance policies or contracts that are issued or delivered in the State; and</text>
      </level>
      <level label="ii">
        <text>health maintenance organizations that provide coverage for prescription drugs to individuals or groups under contracts that are issued or delivered in the State.</text>
      </level>
    </level>
    <level label="2">
      <text>An entity subject to this subsection shall provide coverage for:</text>
      <level label="i">
        <text>except for a drug that may be obtained over-the-counter without a prescription, any drug that:</text>
        <level label="1">
          <text>is approved by the United States Food and Drug Administration as an aid for the cessation of the use of tobacco products; and</text>
        </level>
        <level label="2">
          <text>is obtained under a prescription written by an authorized prescriber; and</text>
        </level>
      </level>
      <level label="ii">
        <text>two 90-day courses of nicotine replacement therapy during each policy year.</text>
      </level>
    </level>
    <level label="3">
      <text>An entity subject to this subsection may not impose a different copayment or coinsurance requirement for a drug or nicotine replacement therapy provided under paragraph (2) of this subsection than is imposed for any other comparable prescription.</text>
    </level>
  </level>
</section>
