# Insurance (GIN)

## Title 15. Health Insurance

### Subtitle 8. Required Health Insurance Benefits

#### Section 15-850

(a) In this section, "opioid antagonist" means:

  (1) naloxone hydrochloride; or

  (2) any other similarly acting and equally safe drug approved by the federal Food and Drug Administration for the treatment of a drug overdose.

(b)

  (1) This section applies to:

    (i) insurers and nonprofit health service plans that provide coverage for prescription drugs under individual, group, or blanket health insurance policies or contracts that are issued or delivered in the State; and

    (ii) health maintenance organizations that provide coverage for prescription drugs under individual or group contracts that are issued or delivered in the State.

  (2) An insurer, a nonprofit health service plan, or a health maintenance organization that provides coverage for prescription drugs through a pharmacy benefits manager is subject to the requirements of this section.

(c) An entity subject to this section that includes on its formulary an opioid antagonist may apply a prior authorization requirement for an opioid antagonist only if the entity provides coverage for at least one formulation of the opioid antagonist without a prior authorization requirement.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)