# Insurance (GIN)

## Title 15. Health Insurance

### Subtitle 8. Required Health Insurance Benefits

#### Section 15-858

(a)

  (1) This section applies to:

    (i) insurers and nonprofit health service plans that provide coverage for prescription drugs under individual, group, or blanket health insurance policies or contracts that are issued or delivered in the State; and

    (ii) health maintenance organizations that provide coverage for prescription drugs under individual or group contracts that are issued or delivered in the State.

  (2) An insurer, a nonprofit health service plan, or a health maintenance organization that provides coverage for prescription drugs through a pharmacy benefits manager is subject to the requirements of this section.

(b) An entity subject to this section may not apply a prior authorization requirement for a prescription drug used as postexposure prophylaxis for the prevention of HIV if the prescription drug is prescribed for use in accordance with Centers for Disease Control and Prevention guidelines.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)