Each Medicare supplement policy or certificate shall have prominently printed on the first page of the policy or certificate or attached to it, a notice that states that the applicant may: return the Medicare supplement policy or certificate within 30 days after its delivery; and receive a refund of the premium if after examination of the Medicare supplement policy or certificate, the applicant is not satisfied for any reason. The carrier shall pay a refund made under this section directly to the applicant in a timely manner.