<?xml version='1.0' encoding='utf-8'?>
<section article="gin" article_name="Insurance" number="15-916" title_number="15" title_name="Health Insurance" subtitle_number="9" subtitle_name="Medicare Supplement Act">
  <level label="a">
    <text>The Commissioner shall prepare in clear, plain English the text of a Medicare supplement buyer’s guide that carriers must provide to prospective buyers of Medicare supplement policies under this section.</text>
  </level>
  <level label="b">
    <text>The buyer’s guide shall:</text>
    <level label="1">
      <text>contain an outline of Medicare coverage; and</text>
    </level>
    <level label="2">
      <text>include advice and other information about purchasing Medicare supplement policies, including a reference to the right of the buyer to cancel a Medicare supplement policy during the first 30 days after it is delivered, as provided in § 15-910 of this subtitle.</text>
    </level>
  </level>
  <level label="c">
    <text>The Commissioner shall submit the text of the buyer’s guide for publication in the Maryland Register and at the same time send a copy of the text to the Department of Aging.</text>
  </level>
  <level label="d">
    <text>The carrier or insurance producer of the carrier shall deliver to the prospective buyer a Medicare supplement buyer’s guide that is printed in at least 12-point type:</text>
    <level label="1">
      <text>before accepting an application;</text>
    </level>
    <level label="2">
      <text>when an existing policy is converted to a Medicare supplement policy; and</text>
    </level>
    <level label="3">
      <text>at any other time required by the Commissioner by regulation.</text>
    </level>
  </level>
  <level label="e">
    <text>A carrier shall provide:</text>
    <level label="1">
      <text>a copy of the Medicare supplement buyer’s guide to an individual covered under a group health insurance policy when the individual becomes eligible for Medicare by reason of age; and</text>
    </level>
    <level label="2">
      <text>any information required under § 15-919 of this subtitle that is applicable to the continuing coverage under the group health insurance policy of the individual eligible for Medicare.</text>
    </level>
  </level>
  <level label="f">
    <level label="1">
      <text>The text of the Medicare supplement buyer’s guide shall be as the Commissioner submits for publication under subsection (c) of this section.</text>
    </level>
    <level label="2">
      <text>The form of the Medicare supplement buyer’s guide shall be as required by the Commissioner by regulation.</text>
    </level>
  </level>
</section>
