§ 15–924
Statutes in effect as of October 1, 2026.
Md. Code Ann., Ins. § 15-924 (2026)
Title 15. Health Insurance
Subtitle 9. Medicare Supplement Act
§ 15–924LinkCopy Citation
(a)
Solicitation of the sale of a health insurance policy proposed to be issued to an individual eligible for Medicare may be made only in accordance with this section and § 15-925 of this subtitle.
(b)
(1)
When soliciting the sale of a health insurance policy to an individual eligible for Medicare, a carrier or insurance producer shall ask the individual whether the individual:
(i)
is already covered by an existing Medicare supplement policy; and
(ii)
is entitled to Medicaid benefits.
(2)
The carrier or insurance producer shall obtain a written statement from the individual that verifies the individual’s information provided under paragraph (1) of this subsection.
(c)
When soliciting or advertising the sale of a health insurance policy to an individual eligible for Medicare, a carrier or insurance producer may not:
(1)
represent or imply that the carrier or insurance producer represents, works for, or is compensated by a federal, State, or local government agency;
(2)
falsely represent or imply that the carrier or insurance producer is offering insurance to supplement Medicare that is approved or recommended by a federal, State, or local government agency;
(3)
use terms such as “Medicare consultant”, “Medicare advisor”, “Medicare bureau”, or “disability insurance consultant” when describing the carrier or insurance producer in a letter, envelope, reply card, or any other writing or advertisement or in any oral representation; or
(4)
knowingly make a misrepresentation or incomplete or fraudulent comparison by commission or omission of a policy or carrier to induce or attempt to induce the individual to:
(i)
purchase, amend, lapse, surrender, forfeit, change, duplicate, or not renew coverage already in force;
(ii)
replace a policy that is only technically at variance with the policy being offered by the carrier or insurance producer; or
(iii)
take out a policy with another carrier.