<?xml version='1.0' encoding='utf-8'?>
<section article="gin" article_name="Insurance" number="15-924" title_number="15" title_name="Health Insurance" subtitle_number="9" subtitle_name="Medicare Supplement Act">
  <level label="a">
    <text>Solicitation of the sale of a health insurance policy proposed to be issued to an individual eligible for Medicare may be made only in accordance with this section and § 15-925 of this subtitle.</text>
  </level>
  <level label="b">
    <level label="1">
      <text>When soliciting the sale of a health insurance policy to an individual eligible for Medicare, a carrier or insurance producer shall ask the individual whether the individual:</text>
      <level label="i">
        <text>is already covered by an existing Medicare supplement policy; and</text>
      </level>
      <level label="ii">
        <text>is entitled to Medicaid benefits.</text>
      </level>
    </level>
    <level label="2">
      <text>The carrier or insurance producer shall obtain a written statement from the individual that verifies the individual’s information provided under paragraph (1) of this subsection.</text>
    </level>
  </level>
  <level label="c">
    <text>When soliciting or advertising the sale of a health insurance policy to an individual eligible for Medicare, a carrier or insurance producer may not:</text>
    <level label="1">
      <text>represent or imply that the carrier or insurance producer represents, works for, or is compensated by a federal, State, or local government agency;</text>
    </level>
    <level label="2">
      <text>falsely represent or imply that the carrier or insurance producer is offering insurance to supplement Medicare that is approved or recommended by a federal, State, or local government agency;</text>
    </level>
    <level label="3">
      <text>use terms such as “Medicare consultant”, “Medicare advisor”, “Medicare bureau”, or “disability insurance consultant” when describing the carrier or insurance producer in a letter, envelope, reply card, or any other writing or advertisement or in any oral representation; or</text>
    </level>
    <level label="4">
      <text>knowingly make a misrepresentation or incomplete or fraudulent comparison by commission or omission of a policy or carrier to induce or attempt to induce the individual to:</text>
      <level label="i">
        <text>purchase, amend, lapse, surrender, forfeit, change, duplicate, or not renew coverage already in force;</text>
      </level>
      <level label="ii">
        <text>replace a policy that is only technically at variance with the policy being offered by the carrier or insurance producer; or</text>
      </level>
      <level label="iii">
        <text>take out a policy with another carrier.</text>
      </level>
    </level>
  </level>
</section>
