<?xml version='1.0' encoding='utf-8'?>
<section article="gin" article_name="Insurance" number="16-302" title_number="16" title_name="Life Insurance and Annuities" subtitle_number="3" subtitle_name="Maryland Standard Nonforfeiture Law for Life Insurance">
  <text>The operative date of this subtitle is:</text>
  <level label="1">
    <text>a date from June 2, 1947, to April 29, 1949, both inclusive, as specified by the insurer if the insurer filed with the Commissioner written notice of an election to comply with this subtitle on a date before April 30, 1949;</text>
  </level>
  <level label="2">
    <text>a date from May 1, 1949, to January 1, 1950, both inclusive, if allowed by the Commissioner; or</text>
  </level>
  <level label="3">
    <text>April 30, 1949.</text>
  </level>
</section>
