# Insurance (GIN)

## Title 16. Life Insurance and Annuities

### Subtitle 4. Annuity and Pure Endowment Contract Provisions

#### Section 16-404

Each annuity contract and each pure endowment contract shall contain a provision that the contract, or the contract and the application for the contract if a copy of the application is endorsed on or attached to the contract when issued, constitute the entire contract between the parties.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)