<?xml version='1.0' encoding='utf-8'?>
<section article="gin" article_name="Insurance" number="16-404" title_number="16" title_name="Life Insurance and Annuities" subtitle_number="4" subtitle_name="Annuity and Pure Endowment Contract Provisions">
  <text>Each annuity contract and each pure endowment contract shall contain a provision that the contract, or the contract and the application for the contract if a copy of the application is endorsed on or attached to the contract when issued, constitute the entire contract between the parties.</text>
</section>
