<?xml version='1.0' encoding='utf-8'?>
<section article="gin" article_name="Insurance" number="16-510" title_number="16" title_name="Life Insurance and Annuities" subtitle_number="5" subtitle_name="Maryland Standard Nonforfeiture Law for Individual Deferred Annuities">
  <text>This subtitle is the Maryland Standard Nonforfeiture Law for Individual Deferred Annuities and shall be interpreted in a manner consistent with the Standard Nonforfeiture Model Law for Individual Deferred Annuities published by the National Association of Insurance Commissioners.</text>
</section>
