# Insurance (GIN)

## Title 17. Group Life Insurance

### Subtitle 3. Group Life Insurance Policy Provisions

#### Section 17-303

Each policy of group life insurance shall contain a provision that:

(1) the policy is incontestable, except for nonpayment of premiums, after the policy has been in force for 2 years after its date of issue; and

(2) a statement made by an insured under the policy about insurability may not be used to contest the validity of the insurance as to which the statement was made unless:

  (i) the insurance has been in force before the contest for less than 2 years during the insured's lifetime; and

  (ii) the statement is in writing and signed by the insured.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)