# Insurance (GIN)

## Title 17. Group Life Insurance

### Subtitle 3. Group Life Insurance Policy Provisions

#### Section 17-304

Each policy of group life insurance shall contain a provision that:

(1) requires a copy of any application of the policyholder to be attached to the policy when issued;

(2) the statements made by the policyholder or the insured are considered representations and not warranties; and

(3) a statement made by an insured may not be used in a contest unless a copy of the instrument that contains the statement is provided to the insured or, in the event of death or incapacity of the insured, to the insured's beneficiary.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)