<?xml version='1.0' encoding='utf-8'?>
<section article="gin" article_name="Insurance" number="18-107" title_number="18" title_name="Long-Term Care Insurance" subtitle_number="1">
  <text>A certificate that is issued under group long–term care insurance shall include:</text>
  <level label="1">
    <text>a description of the principal benefits and coverage provided in the policy or contract;</text>
  </level>
  <level label="2">
    <text>a statement of the principal exclusions, reductions, and limitations of coverage in the policy or contract;</text>
  </level>
  <level label="3">
    <text>a statement that the group master policy or contract determines the governing contractual provisions; and</text>
  </level>
  <level label="4">
    <text>a statement as to whether the policy or contract is intended to qualify as a partnership policy under the Qualified State Long–Term Care Insurance Partnership under Title 15, Subtitle 4 of the Health – General Article.</text>
  </level>
</section>
