<?xml version='1.0' encoding='utf-8'?>
<section article="gin" article_name="Insurance" number="18-113" title_number="18" title_name="Long-Term Care Insurance" subtitle_number="1">
  <level label="a">
    <text>If a group policy of long-term care insurance is replaced by another group policy of long-term care insurance purchased by the same policyholder, the succeeding carrier shall offer coverage to each insured who was covered under the old group policy on its date of termination.</text>
  </level>
  <level label="b">
    <text>Coverage under the new group policy of long-term care insurance may not result in an exclusion for preexisting conditions that would have been covered under the group policy being replaced.</text>
  </level>
</section>
