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<section article="gin" article_name="Insurance" number="19-1001" title_number="19" title_name="Property and Casualty Insurance" subtitle_number="10" subtitle_name="Travel Insurance">
  <level label="a">
    <text>In this subtitle the following words have the meanings indicated.</text>
  </level>
  <level label="b">
    <text>“Affiliated insurer” means:</text>
    <level label="1">
      <text>an insurer in the same corporate system as the insurer’s parent; or</text>
    </level>
    <level label="2">
      <text>a member organization having common ownership, control, operation, or management with the insurer.</text>
    </level>
  </level>
  <level label="c">
    <text>“Aggregator site” means a website that provides access to information regarding insurance products from more than one insurer, including product and insurer information, for use in comparison shopping.</text>
  </level>
  <level label="d">
    <text>“Blanket travel insurance” means a policy of travel insurance issued to any eligible group providing coverage for specific classes of persons defined in the policy with coverage provided to all members of the eligible group without a separate charge to individual members of the eligible group.</text>
  </level>
  <level label="e">
    <text>“Cancellation fee waiver” means a noninsurance contractual agreement between a person engaged in the business of arranging or supplying travel and the person’s customer to waive some or all of a nonrefundable cancellation fee provision of the supplier’s underlying travel contract, with or without regard to the reason for cancellation or form of reimbursement.</text>
  </level>
  <level label="f">
    <text>“Eligible group” means two or more persons who are engaged in a common enterprise or who have an economic, educational, or social affinity or relationship, including:</text>
    <level label="1">
      <text>an entity engaged in the business of providing travel or travel services in which, with regard to any particular travel or type of travel or travelers, all members or customers of the group have common exposure to risk attendant to that travel, including:</text>
      <level label="i">
        <text>a tour operator;</text>
      </level>
      <level label="ii">
        <text>a lodging provider;</text>
      </level>
      <level label="iii">
        <text>a vacation property owner;</text>
      </level>
      <level label="iv">
        <text>a hotel or resort;</text>
      </level>
      <level label="v">
        <text>a travel club;</text>
      </level>
      <level label="vi">
        <text>a travel agency;</text>
      </level>
      <level label="vii">
        <text>a property manager;</text>
      </level>
      <level label="viii">
        <text>a cultural exchange program;</text>
      </level>
      <level label="ix">
        <text>a common carrier; and</text>
      </level>
      <level label="x">
        <text>the operator, owner, or lessor of a means of transportation of passengers, including:</text>
        <level label="1">
          <text>an airline;</text>
        </level>
        <level label="2">
          <text>a cruise line;</text>
        </level>
        <level label="3">
          <text>a railroad;</text>
        </level>
        <level label="4">
          <text>a steamship company; and</text>
        </level>
        <level label="5">
          <text>a public bus carrier;</text>
        </level>
      </level>
    </level>
    <level label="2">
      <text>a college, school, or any other institution of learning providing travel insurance coverage for students, teachers, employees, or volunteers;</text>
    </level>
    <level label="3">
      <text>an employer providing travel insurance coverage for employees, volunteers, contractors, boards of directors, or dependents, or guests of those persons;</text>
    </level>
    <level label="4">
      <text>a sports team, camp, or sponsor of a sports team or camp providing travel insurance coverage for participants, members, campers, employees, officials, supervisors, or volunteers;</text>
    </level>
    <level label="5">
      <text>a religious, charitable, recreational, educational, or civic organization or branch of the religious, charitable, recreational, educational, or civic organization providing travel insurance coverage for members, participants, or volunteers;</text>
    </level>
    <level label="6">
      <text>a financial institution or financial institution vendor, or parent holding company, trustee, or agent of, or designated by, a financial institution or financial institution vendor, providing travel insurance coverage for account holders, credit card holders, debtors, guarantors, or purchasers;</text>
    </level>
    <level label="7">
      <text>an incorporated or unincorporated association, including a labor union, that:</text>
      <level label="i">
        <text>has a common interest, constitution, and bylaws;</text>
      </level>
      <level label="ii">
        <text>is organized and maintained in good faith for purposes other than obtaining insurance for members or participants of the association; and</text>
      </level>
      <level label="iii">
        <text>provides travel insurance coverage for members of the association;</text>
      </level>
    </level>
    <level label="8">
      <text>a trust or the trustees of a fund, subject to the Commissioner’s authorizing the use of a trust and the State’s premium tax provisions under § 6–102 of this article:</text>
      <level label="i">
        <text>established, created, or maintained for the benefit of members, employees, or customers of an association described under item (7) of this subsection; and</text>
      </level>
      <level label="ii">
        <text>providing travel insurance coverage for members, employees, or customers of the association;</text>
      </level>
    </level>
    <level label="9">
      <text>an entertainment production company providing travel insurance coverage for participants, volunteers, audience members, contestants, or workers;</text>
    </level>
    <level label="10">
      <text>a volunteer fire department, an ambulance, a rescue, a police, a court, or any other volunteer agency having jurisdiction as a first aid or civil defense group and providing travel insurance coverage for members, participants, or volunteers;</text>
    </level>
    <level label="11">
      <text>a preschool, a day care institution for children or adults, or a senior citizen club providing travel insurance coverage for attendees or participants;</text>
    </level>
    <level label="12">
      <text>an automobile or truck rental or leasing company:</text>
      <level label="i">
        <text>providing travel insurance coverage for individuals who may become renters, lessees, or passengers defined by the travel status of the individuals on the rented or leased vehicles; and</text>
      </level>
      <level label="ii">
        <text>if the common carrier, operator, owner, or lessor of a means of transportation, or the automobile or truck rental or leasing company, is the policyholder or certificate holder of the travel insurance policy; and</text>
      </level>
    </level>
    <level label="13">
      <text>any other group for which the Commissioner determines that:</text>
      <level label="i">
        <text>the members of the group are engaged in a common enterprise or have an economic, educational, or social affinity or relationship; and</text>
      </level>
      <level label="ii">
        <text>the issuance of the policy would not be contrary to the best interests of the public.</text>
      </level>
    </level>
  </level>
  <level label="g">
    <text>“Fulfillment material” means documentation sent to the purchaser of a travel protection plan confirming the purchase and providing the travel protection plan’s  assistance and coverage details, including access to the policy or certificate of coverage, as applicable.</text>
  </level>
  <level label="h">
    <text>“Group travel insurance” means travel insurance that provides coverage for certificate holders of an eligible group under a travel insurance policy issued to a policyholder.</text>
  </level>
  <level label="i">
    <text>“Limited lines travel insurance producer” has the meaning stated in § 10–101 of this article.</text>
  </level>
  <level label="j">
    <text>“Offer and disseminate” has the meaning stated in § 10–101 of this article.</text>
  </level>
  <level label="k">
    <level label="1">
      <text>“Travel assistance  services” means  noninsurance  services that do not result in any transfer or shifting of risk that would constitute the business of insurance.</text>
    </level>
    <level label="2">
      <text>“Travel assistance  services” includes:</text>
      <level label="i">
        <text>a security advisory service;</text>
      </level>
      <level label="ii">
        <text>a destination information service;</text>
      </level>
      <level label="iii">
        <text>a vaccination and immunization information service;</text>
      </level>
      <level label="iv">
        <text>a travel reservation service;</text>
      </level>
      <level label="v">
        <text>an entertainment service;</text>
      </level>
      <level label="vi">
        <text>an activity and event planning service;</text>
      </level>
      <level label="vii">
        <text>a translation assistance service;</text>
      </level>
      <level label="viii">
        <text>an emergency messaging service;</text>
      </level>
      <level label="ix">
        <text>an international legal and medical referral service;</text>
      </level>
      <level label="x">
        <text>a medical case monitoring service;</text>
      </level>
      <level label="xi">
        <text>coordination of transportation arrangements;</text>
      </level>
      <level label="xii">
        <text>emergency cash transfer assistance;</text>
      </level>
      <level label="xiii">
        <text>medical prescription replacement assistance;</text>
      </level>
      <level label="xiv">
        <text>passport and travel document replacement assistance;</text>
      </level>
      <level label="xv">
        <text>lost luggage assistance;</text>
      </level>
      <level label="xvi">
        <text>a concierge service; and</text>
      </level>
      <level label="xvii">
        <text>any other  services that  are furnished in connection with planned travel.</text>
      </level>
    </level>
  </level>
  <level label="l">
    <text>“Travel insurance” has the meaning stated in § 10–101 of this article.</text>
  </level>
  <level label="m">
    <text>“Travel protection plan” means a plan that provides, in addition to travel insurance:</text>
    <level label="1">
      <text>travel assistance  services; or</text>
    </level>
    <level label="2">
      <text>a cancellation fee waiver.</text>
    </level>
  </level>
  <level label="n">
    <text>“Travel retailer” has the meaning stated in § 10–101 of this article.</text>
  </level>
</section>
