# Insurance (GIN)

## Title 19. Property and Casualty Insurance

### Subtitle 1. General Provisions

#### Section 19-103

Each policy issued to cover the liability of a charitable institution for negligence or any other tort shall provide that, for a claim covered by the policy, the insurer may not assert the defense that the insured is immune from liability because it is a charitable institution.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)