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<section article="gin" article_name="Insurance" number="19-1106" title_number="19" title_name="Property and Casualty Insurance" subtitle_number="11" subtitle_name="Pet Insurance">
  <level label="a">
    <text>A pet insurer or pet insurance producer may not, except as provided in subsection (c) of this section and § 19–1107 of this subtitle, market a wellness program as a pet insurance policy.</text>
  </level>
  <level label="b">
    <text>If a pet insurer or pet insurance producer sells a wellness program:</text>
    <level label="1">
      <text>the purchase of the wellness program may not be a requirement to purchase the pet insurance;</text>
    </level>
    <level label="2">
      <text>the costs and the terms and conditions of the wellness program shall be separate and identifiable from any pet insurance policy sold by a pet insurer or pet insurance producer;</text>
    </level>
    <level label="3">
      <text>the products or coverages available through the wellness program may not duplicate products or coverages available through the pet insurance policy;</text>
    </level>
    <level label="4">
      <text>the advertising of the wellness program shall accurately and clearly describe the wellness program; and</text>
    </level>
    <level label="5">
      <text>the pet insurer or pet insurance producer shall clearly and in 12 point boldface type disclose to consumers:</text>
      <level label="i">
        <text>that, except as provided in subsection (c) of this section and § 19–1107 of this subtitle, wellness programs are not insurance;</text>
      </level>
      <level label="ii">
        <text>the Administration’s mailing address, toll–free telephone number, and website address; and</text>
      </level>
      <level label="iii">
        <text>the address and customer service telephone number of the pet insurer or producer or insurance producer of record for the pet insurer.</text>
      </level>
    </level>
  </level>
  <level label="c">
    <text>Coverage that is included in the pet insurance policy contract described as a “wellness” benefit is insurance.</text>
  </level>
</section>
