# Insurance (GIN)

## Title 19. Property and Casualty Insurance

### Subtitle 2. Homeowner's Insurance Policies

#### Section 19-201

(a) In this subtitle the following words have the meanings indicated.

(b) "Additional optional coverage" means a coverage or service that covers the structures, contents, property, or activities on property that is available for purchase in connection with a standard homeowner's insurance policy.

(c) "Insurer" means an insurer that issues or delivers a policy of homeowner's insurance in the State.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)