# Insurance (GIN)

## Title 19. Property and Casualty Insurance

### Subtitle 3. Fire Insurance Application Act

#### Section 19-307

(a)

  (1) An antiarson application required under this subtitle is a material part of the policy to which the application pertains.

  (2) A material misrepresentation in an antiarson application is grounds to rescind the policy.

(b)

  (1) Within a reasonable time as specified by the Commissioner, a policyholder shall notify the policyholder's insurer in writing of any change in the information contained in an antiarson application.

  (2) A material failure to give the notice required in paragraph (1) of this subsection, or a material misrepresentation in a notification, is grounds to rescind the policy.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)