# Insurance (GIN)

## Title 19. Property and Casualty Insurance

### Subtitle 4. Workers' Compensation Insurance

#### Section 19-404

(a) A workers' compensation insurance policy issued or delivered in the State may provide for deductibles.

(b) When a claim is payable under a workers' compensation insurance policy with deductibles:

  (1) the insurer shall pay the claim including any applicable deductible; and

  (2) the employer shall reimburse the insurer for any amount paid up to the limit of any applicable deductible.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)