<?xml version='1.0' encoding='utf-8'?>
<section article="gin" article_name="Insurance" number="19-405" title_number="19" title_name="Property and Casualty Insurance" subtitle_number="4" subtitle_name="Workers' Compensation Insurance">
  <text>When a workers’ compensation insurance policy is renewed, the insurer shall give the employer a conspicuous written notice that:</text>
  <level label="1">
    <text>the employer must have a work permit for each minor employee as required by Title 3, Subtitle 2 of the Labor and Employment Article; and</text>
  </level>
  <level label="2">
    <text>if the employer does not have a work permit for a minor employee:</text>
    <level label="i">
      <text>the State Workers’ Compensation Commission may award twice the compensation and death benefits otherwise allowed under Title 9, Subtitle 6 of the Labor and Employment Article in a claim by that employee or that employee’s dependent; and</text>
    </level>
    <level label="ii">
      <text>the employer is solely liable for any increase in compensation or death benefits in a claim by that employee or that employee’s dependent.</text>
    </level>
  </level>
</section>
