In this subtitle the following words have the meanings indicated. “Motor vehicle” means a vehicle, including a trailer, that is operated or designed for operation on a public road by any power other than animal or muscular power. “Motor vehicle” does not include: a bus as defined in § 11-105 of the Transportation Article; or a taxicab as defined in § 11-165 of the Transportation Article. “Motor vehicle accident” means an occurrence involving a motor vehicle that results in damage to property or injury to a person. “Motor vehicle accident” does not include an occurrence that is caused intentionally by or at the direction of the insured. “Named insured” means the person denominated in the declarations in a motor vehicle liability insurance policy.