§ 2–115
Statutes in effect as of October 1, 2026.
Md. Code Ann., Ins. § 2-115 (2026)
Title 2. Maryland Insurance Administration
Subtitle 1. Organization of Administration; General Powers and Duties of Commissioner
§ 2–115LinkCopy Citation
(a)
The Commissioner shall adopt regulations that may be applied when:
(1)
the Governor has declared a state of emergency for the State or an area within the State under § 14–107 of the Public Safety Article;
(2)
the President of the United States has issued a major disaster or emergency declaration for the State or an area within the State under the federal Stafford Act; or
(3)
a national or public health emergency, that within the Commissioner’s discretion affects the State:
(i)
is issued:
(1)
by the President of the United States under § 201, § 202(d), or § 301 of the federal National Emergencies Act; or
(2)
by the Secretary of Health and Human Services under the federal Public Health Service Act; and
(ii)
is based on a serious threat to health resulting from the existence of a deadly agent as defined in § 14–3A–01 of the Public Safety Article.
(b)
The regulations may:
(1)
apply to any person regulated by the Commissioner under this article or Title 19, Subtitle 7 of the Health – General Article; and
(2)
address:
(i)
submission of claims or proof of loss;
(ii)
grace periods for payment of premiums and performance of other duties by insureds;
(iii)
temporary postponement of cancellations, nonrenewals, premium increases, or policy modifications;
(iv)
procedures for obtaining nonelective health care services;
(v)
time restrictions for filling or refilling prescription drugs;
(vi)
time frames applicable to an action by the Commissioner under this article; and
(vii)
any other activity necessary to protect the residents of the State.
(c)
(1)
To activate a regulation adopted under this section, the Commissioner shall issue a bulletin specifying:
(i)
that the regulation is activated;
(ii)
the line or lines of business to which the regulation applies;
(iii)
the geographic areas to which the regulation applies; and
(iv)
the period of time for which the regulation applies.
(2)
(i)
Except as provided under subparagraph (ii) of this paragraph, a regulation activated under paragraph (1) of this subsection may not apply beyond the duration of, or the geographical area included within, the Governor’s or President’s declaration of a state of emergency or disaster.
(ii)
A regulation activated under paragraph (1) of this subsection in response to a national or public health emergency described in subsection (a)(3) of this section may not apply beyond the duration of the President’s or Secretary of Health and Human Services’ declaration of a national or public health emergency.
(3)
The Commissioner:
(i)
shall provide a copy of the bulletin to the emergency contact designated by the person subject to the bulletin; and
(ii)
may post a copy of the bulletin on the Administration’s website.