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<section article="gin" article_name="Insurance" number="2-115" title_number="2" title_name="Maryland Insurance Administration" subtitle_number="1" subtitle_name="Organization of Administration; General Powers and Duties of Commissioner">
  <level label="a">
    <text>The Commissioner shall adopt regulations that may be applied when:</text>
    <level label="1">
      <text>the Governor has declared a state of emergency for the State or an area within the State under § 14–107 of the Public Safety Article;</text>
    </level>
    <level label="2">
      <text>the President of the United States has issued a major disaster or emergency declaration for the State or an area within the State under the federal Stafford Act; or</text>
    </level>
    <level label="3">
      <text>a national or public health emergency, that within the Commissioner’s discretion affects the State:</text>
      <level label="i">
        <text>is issued:</text>
        <level label="1">
          <text>by the President of the United States under § 201, § 202(d), or § 301 of the federal National Emergencies Act; or</text>
        </level>
        <level label="2">
          <text>by the Secretary of Health and Human Services under the federal Public Health Service Act; and</text>
        </level>
      </level>
      <level label="ii">
        <text>is based on a serious threat to health resulting from the existence of a deadly agent as defined in § 14–3A–01 of the Public Safety Article.</text>
      </level>
    </level>
  </level>
  <level label="b">
    <text>The regulations may:</text>
    <level label="1">
      <text>apply to any person regulated by the Commissioner under this article or Title 19, Subtitle 7 of the Health – General Article; and</text>
    </level>
    <level label="2">
      <text>address:</text>
      <level label="i">
        <text>submission of claims or proof of loss;</text>
      </level>
      <level label="ii">
        <text>grace periods for payment of premiums and performance of other duties by insureds;</text>
      </level>
      <level label="iii">
        <text>temporary postponement of cancellations, nonrenewals, premium increases, or policy modifications;</text>
      </level>
      <level label="iv">
        <text>procedures for obtaining nonelective health care services;</text>
      </level>
      <level label="v">
        <text>time restrictions for filling or refilling prescription drugs;</text>
      </level>
      <level label="vi">
        <text>time frames applicable to an action by the Commissioner under this article; and</text>
      </level>
      <level label="vii">
        <text>any other activity necessary to protect the residents of the State.</text>
      </level>
    </level>
  </level>
  <level label="c">
    <level label="1">
      <text>To activate a regulation adopted under this section, the Commissioner shall issue a bulletin specifying:</text>
      <level label="i">
        <text>that the regulation is activated;</text>
      </level>
      <level label="ii">
        <text>the line or lines of business to which the regulation applies;</text>
      </level>
      <level label="iii">
        <text>the geographic areas to which the regulation applies; and</text>
      </level>
      <level label="iv">
        <text>the period of time for which the regulation applies.</text>
      </level>
    </level>
    <level label="2">
      <level label="i">
        <text>Except as provided under subparagraph (ii) of this paragraph, a regulation activated under paragraph (1) of this subsection may not apply beyond the duration of, or the geographical area included within, the Governor’s or President’s declaration of a state of emergency or disaster.</text>
      </level>
      <level label="ii">
        <text>A regulation activated under paragraph (1) of this subsection in response to a national or public health emergency described in subsection (a)(3) of this section may not apply beyond the duration of the President’s or Secretary of Health and Human Services’ declaration of a national or public health emergency.</text>
      </level>
    </level>
    <level label="3">
      <text>The Commissioner:</text>
      <level label="i">
        <text>shall provide a copy of the bulletin to the emergency contact designated by the person subject to the bulletin; and</text>
      </level>
      <level label="ii">
        <text>may post a copy of the bulletin on the Administration’s website.</text>
      </level>
    </level>
  </level>
</section>
